Thursday, 4 July 2019

July 2019


Just a couple of months to the big day. Things have been going well and many items have been finalised. Unfortunately, the venue had a sudden renovation (it was supposed to have been started since the first half of this year and should not have affected the second half) beginning this month and it caused a scramble for us to manage the situation. We got our photos done and I have to say… they were awesome! We finally managed to book our ideal wedding car because of a cancellation by the other party. Woohoo!!! So that’s 1 more item in the arranged portion. Things are looking close to completion as most of the pending works can only be done closer to the wedding.

Monday, 6 May 2019

May 2019


After looking for so many IDs in April, we finally cut the list down to just 2 IDs. Considering that both IDs were able to give a final quotation according to what we wanted and within our budget, it was a tough decision (they were both really nice as well). We decided to go with someone who was familiar with us so that we can communicate better and expect that he caters his professional judgement and experience to make our dream house.

We also went into KL for a short trip just last week. It was a well-deserved break for the both of us. Although the trip was to acquire things for the wedding, we really enjoyed the trip and the people we met along the way.

In my SG account: Nothing has changed in this month.
No dividends collected but I’m expecting dividends from SBS and Lippo Mall in May and AIMS in June.

My current SG Cash holdings include:
1) ACCORDIA GOLF TRUST 
2) LIPPO MALLS INDO RETAIL TRUST 
3) AIMS AMP CAP INDUSTRIAL REIT
4) SBS TRANSIT
5) ASCENDAS INDIA TRUST

Overall capital gain:               +4.26%
Overall P&L with dividend:   +14.53%

In my US account: April saw the expiry of NFLX, GOOGL and AMZN netting me a profitable month. I reorganized my calculation method so the numbers look a bit funny… but I promise from here on out, it will be calculated similarly. Because this post came out late, I can give a sneak preview that May earnings won’t be so nice to look at because I tried some earnings play but failed to monitor the situation and exit while I was ahead. But if all goes well, it should still be a positive month.

Overall capital gain YTD: +15.7%


Investing Wolf 
Disclaimer: This is not a recommendation to buy or sell any mentioned stocks or securities in this blog. 


Tuesday, 9 April 2019

Apr 2019

April came without me noticing… OMG… I wanted to do a post every month and I didn’t even realised March went away. Oh well… Been busy with work, wedding, house, and financial education since March.

In February, we went for our very first Singapore Zoo Run. Although I just had a night shift before the run, we managed to have a good walk around the Singapore Zoo talking photos. Both of us have never been to the Singapore Zoo and we thought it was a good idea to explore using the run for entry.

In March, we did our pre wedding shoot, met with our solemniser, did site visit to the wedding venue with our groomsmen and bridesmaid. So far, we’ve confirmed AD photographer, emcee, photobooth vendor, solemniser, table styling vendor and wedding venue. We are confirming the details for the car rental companies. I also attended a forex course. I’ve always wanted to learn forex because in forex, you can do it like a robot. If the rules fit, you enter and forget about it. If it doesn’t fit the rules, then you go on to the next chart. In the stock market, there are thousands of companies each with their own unique story… long term fundamentals and short term technicals. Too much variables and personal discretions to consider. We also started to plan for our house renovation because we received the email from HDB telling us our house is going to complete soon… So excited!

In my SG account: Nothing has changed in this month. This is also the month my account finally went above the initial capital in a long time all thanks to SBS and Ascendas India Trust. Major losses still from Lippo but much of the loss is offset by the dividends.

Dividends collected from AIMS and Lippo in March.

My current SG Cash holdings include:
1) ACCORDIA GOLF TRUST 
2) LIPPO MALLS INDO RETAIL TRUST 
3) AIMS AMP CAP INDUSTRIAL REIT
4) SBS TRANSIT
5) ASCENDAS INDIA TRUST

Overall capital gain:             +0.01%
Overall P&L with dividend:   +9.54%

In my US account: So the positions in crude oil and S&P closed in Jan with oil being profitable and S&P making a loss. I realised I did not have too much time to concentrate on the futures market in the coming months and as such, I’ve opened a couple of position in the stock market. Alphabet and Nvidia March options were sold and all closed profitable. Alphabet, Netflix, and Amazon April were sold and so far, they are all in profit with expiry due on 18 April.

Overall capital gain: +16.0%


Investing Wolf 

Disclaimer: This is not a recommendation to buy or sell any mentioned stocks or securities in this blog. 

Monday, 4 February 2019

Feb 2019

January came and went without being realised… It only seemed like yesterday that we were counting down to the new year and today we are 1 month into the busiest year. In the U.S., the market looked like it is climbing back up since the correction in Dec partially due to the stay on U.S. Fed rate. It could signal an entry if it continues its uptrend. In January, Donald Trump also got served on multiple fronts… U.S. had the longest shutdown because of a political dispute regarding funding to build a “wall”, Roger Stone got indicted and his State of the Union address was canceled/ postponed.

Tuesday, 1 January 2019

Portfolio Jan 2019

December has been one of the worse months of 2018. The markets broke below the support of $2,632 and continued to drop 16% from $2,800 to $2,346. Overall, the market dropped 20% from the highest point of $2,940 in September. As 2018 ends, I realized I made quite a few big purchases, many of these are my wants not my needs and I made a huge loss from the drop of S&P and crude oil. I’ve also moved a large part of our CPF into SA while utilizing some money to invest using CPF-IS. Overall, still managed to increase my net worth by 20%. 2018 was also the year where we started planning many things for our future.

Moving forward to 2019, we still have tons of things to plan for our wedding (Mrs has been compiling a list of vendors and we’ll look through them when we have almost all of their replies) and renovation (we’ve started looking at designs and quotations, mainly from our friend who is in the business to use as a baseline to compare with other companies).

In my SG account: Nothing has changed in this month as the market continues its downtrend.
Dividends from AIMS and Accordia came in Dec.
My current SG Cash holdings include:
1) ACCORDIA GOLF TRUST 
2) LIPPO MALLS INDO RETAIL TRUST 
3) AIMS AMP CAP INDUSTRIAL REIT
4) SBS TRANSIT
5) ASCENDAS INDIA TRUST

Overall capital gain:               -8.13%
Overall P&L with dividend:   +3.17%

In my US account: So far, the drop in S&P has continued to make a huge impact in the account balance. I’ve had to resort to using debit spreads to earn some money back from the rebound of the lows. Crude oil is holding after a drop to $44. It is also holding quite a huge margin and preventing many other trades.  I will continue to manage as best as I can and hopefully, regain the account balance it once was. This year, I would have to be more cautious and monitor closely as the account cannot take another huge hit like 2018.
So far, I’m holding positions in crude oil and S&P.


Investing Wolf 
Disclaimer: This is not a recommendation to buy or sell any mentioned stocks or securities in this blog.